The hospital had refunded me over $1,000 in error, and I was so sick I had not realized this had happened.  “It’s great that I had a certain amount of time to pay My Care [SmartPay] without interest. I was unable to pay the total amount and the balance is now at a very low interest. I’m am on Social Security which is a very limited income and I am able to pay what I can afford each month without any hassle.

I have Care Credit but their interest is so high if not paid off in a certain amount of time and I can not afford it.

Less stress! And I can pay the bill and not have to worry about my ruining my credit.